Credit Risk Ready
Linda Keith
Categories: Business
Listen to the last episode:
Lending and Credit have a different outlook on risk. Sometimes it seems like a battle. And yet, both groups need a volume of performing loans to carry the day.
Today we'll look at how risk appetite, usually a purview of the Board of Directors and Management, impacts the loan originators as well. And how they can work together to help each other get everyone to the finish line.
Resources:
Synergy Credit Union Consulting: https://syncuc.com
Synergy Bank Consulting: https://synbc.com
YouTube: https://www.youtube.com/channel/UC_dkqDh0BVb2aWXZi7DQ0xQ
Linkedin: www.linkedin.com/in/ancincooley
Interagency Credit Risk Review Guidance: https://www.federalregister.gov/documents/2020/06/01/2020-10292/interagency-guidance-on-credit-risk-review-systems
About Ancin Cooley:
Ancin Cooley is certified and certifiable. He is a CIA (Certified Internal Auditor), CISA (Certified Information Systems Auditor) and is the founder and principal of Synergy Credit Union Consulting, Inc., and Synergy Bank Consulting, Inc. Synergy provides a suite of risk management services to financial institutions, which include loan reviews, information technology audits, internal audits, directors' exams, and regulatory compliance reviews.
He comes by that knowledge from a wealth of experience. Prior to founding the firm, he worked as an OCC examiner working with banks from $100 million to $8 billion dollars in total assets. And he worked for a regional accounting with a focus on internal audits, loan and pre-regulatory examiner reviews.
Find out more about Linda Keith at:
LinkedIn: https://www.linkedin.com/in/lindakeith/
Previous episodes
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43 - #43: Risk Appetite: The Battle between Lending & Credit (and how both can win) | Ancin Cooley Thu, 16 Sep 2021 - 0h
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42 - #42: Credit Risk Review in (and Out of) a Pandemic Recession | Ancin Cooley Thu, 26 Aug 2021 - 0h
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41 - #41: Prudent Pandemic Loan Concessions: How Will the Regulators See It? How Can We Prepare? | Ancin Cooley Thu, 12 Aug 2021 - 0h
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40 - #40: Pushing Out of Your Comfort Zone: How to Master Difficult Conversations in a Virtual Meeting | Allison Shapira Thu, 29 Jul 2021 - 0h
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39 - #39: Sales and Marketing: Strategy Questions to Help (and Assess) Your Business Borrowers | Joel Block Thu, 15 Jul 2021 - 0h
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38 - #38: Higher Expectations in Virtual Meetings: Are You Ready? | Allison Shapira Thu, 24 Jun 2021 - 0h
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37 - #37: Futurenomics: The Snapshot You Need to See Today | Mary C. Kelly Thu, 10 Jun 2021 - 0h
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36 - #36: Gauges the Board and Management Should Be Watching While Emerging From the Recession | Tim Harrington Thu, 27 May 2021 - 0h
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35 - #35: How 'Invisible Capital' Helps Your Business Borrowers Succeed | Joel Block Thu, 13 May 2021 - 0h
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34 - #34: Leadership Succession Planning for Business and Banking | Mary C. Kelly Thu, 29 Apr 2021 - 0h
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33 - #33: Risk Appetite: How the Board Decides, Defines, and Communicates Their Choice | Tim Harrington Thu, 15 Apr 2021 - 0h
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32 - #32: Business Know-How: Key Strategy Questions for Your Business Borrowers | Joel Block Thu, 01 Apr 2021 - 0h
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31 - #31: The Six Stages of Crisis: Where Is Your Borrower Stuck? | Mary C. Kelly Thu, 18 Mar 2021 - 0h
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30 - #30: Focus on Finance: Key Strategy Questions for your Business Borrowers | Joel Block Thu, 04 Mar 2021 - 0h
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29 - #29: Prospecting in THIS Recession? Turn Uncertainty Into Your Competitive Advantage | Meridith Elliott Powell Thu, 04 Feb 2021 - 0h
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28 - #28: The Coronavirus Pandemic Credit Conversation: How to Reach Out Now | Meridith Elliott Powell Thu, 21 Jan 2021 - 0h
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27 - #27: The Third 'R' Of Triage Outcomes: Remove Yourself From the Lending Relationship When the Borrower Is Unlikely to Recover | Michael Wear Thu, 07 Jan 2021 - 0h
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26 - #26: Banking and Lending to Women Entrepreneurs: Busting the Myths | Kathleen Burns Kingsbury Thu, 17 Dec 2020 - 0h
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25 - #25: Director Duty of Care in a Major Credit Disruption | Kevin Smith Thu, 03 Dec 2020 - 0h
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24 - #24: Why Is It So Hard to Talk About Racism? | Justin Jones-Fosu Thu, 19 Nov 2020 - 0h
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23 - #23: CRE Forbearance: The New 'F' Word in Banking. What About 'J'? | Gina Marotta Thu, 12 Nov 2020 - 0h
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22 - #22: The Second 'R' of Triage Outcomes: Restructure When Your Borrower Needs Help to Recover | Michael Wear Thu, 05 Nov 2020 - 0h
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21 - #21: The Pandemic Reality: How to Talk to Borrowers Who Are Stressed, Worried, and Fearful | Kathleen Burns Kingsbury Thu, 29 Oct 2020 - 0h
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20 - #20: CRE Valuation and Appraisals: Who, When, and What Else | Gina Marotta Thu, 22 Oct 2020 - 0h
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19 - #19: How the Director Role Must Shift in Times of Crisis | Kevin Smith Thu, 15 Oct 2020 - 0h
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18 - #18: I Am Not Biased, or Am I? | Justin Jones-Fosu Thu, 08 Oct 2020 - 0h
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17 - #17: The First 'R' of Triage Outcomes: Rehabilitate When Your Borrower Is Expected to Recover | Michael Wear Thu, 01 Oct 2020 - 0h
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16 - #16: How to Engage & Get Buy-in With Couples and Multi-Owner Borrowers | Kathleen Burns Kingsbury Thu, 24 Sep 2020 - 0h
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15 - #15: Regulators and the Pandemic Recession: Guidance with Flexibility? | Rob Newberry Thu, 17 Sep 2020 - 0h
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14 - #14: The Pandemic Recession: How to Shift Your Bank Strategy (Or Not) | Paula King CPA Thu, 10 Sep 2020 - 0h
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13 - #13: The Silver Lining: Opportunities in Reopening and Recovery | Bill Conerly Thu, 03 Sep 2020 - 0h
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12 - #12: Avoiding the Drivers of CRE Default: 10 Lessons Learned From Banks That Failed | Gina Marotta Thu, 27 Aug 2020 - 0h
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11 - #11: Awareness and Action Spurred by #BlackLivesMatter | Laurie Stewart Thu, 20 Aug 2020 - 0h
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10 - #10: Loan Coding, CECL, and the Pandemic: Oh My! | Paula King CPA Thu, 13 Aug 2020 - 0h
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9 - #9: A Practical View of Regulatory Guidance and Prudent Lending | Laurie Stewart Thu, 06 Aug 2020 - 0h
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8 - #8: Bottoms up Stress Testing: How Front Line Lenders Can Reassess Current Loans | Rob Newberry Thu, 30 Jul 2020 - 0h
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7 - #7: Credit Risk Focus as We Head Into the Recession: A Practical Approach | Laurie Stewart Thu, 23 Jul 2020 - 0h
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6 - #6: The PPP Mad Dash Continues: Forgiveness FAQs | Paula King CPA Thu, 16 Jul 2020 - 0h
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5 - #5: Portfolio Stress Testing as the Economy Worsens | Rob Newberry Thu, 09 Jul 2020 - 0h
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4 - #4: A Business Path Through the Recession | Bill Conerly Thu, 25 Jun 2020 - 0h
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3 - #3: The Square Root Recession | Bill Conerly Thu, 18 Jun 2020 - 0h
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2 - #2: First Steps from CRE Triage to Performing Loan | Rick Chess Mon, 08 Jun 2020 - 0h
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1 - #1: CRE Triage as we Dip into the Recession | Rick Chess Mon, 01 Jun 2020 - 0h